Life moves quickly, and unexpected events — accidents, storms, theft, or other unforeseen circumstances — can put your assets at risk. At Personix Financial Group, our Short-Term Insurance services are designed to provide comprehensive protection and peace of mind for the things you value most, whether it’s your home, business, or lifestyle.
We offer tailored insurance solutions that cover property, vehicles, equipment, and liability, ensuring you are financially protected when the unexpected occurs. Our team guides you through policy selection, risk assessment, and claims management, delivering clear advice and efficient support every step of the way.
By combining expert knowledge with personalised service, we help reduce exposure to loss, safeguard your investments, and maintain your financial security. With Personix Financial Group, you can face life’s uncertainties confidently, knowing that your assets and priorities are well protected.
Our Short-Term Insurance Solutions
For Your Home & Lifestyle
Home
Protects your house, fixtures, and structures from unexpected risks such as fire, storms, or accidental damage.
Contents
Covers the valuable items inside your home — furniture, appliances, electronics, and personal belongings — against theft, damage, or loss.
Motor
Insurance for private vehicles, offering protection against accidents, theft, and unforeseen damage whether on the road or parked.
Watercraft
Tailored cover for boats, yachts, and jet skis, safeguarding against accidents, theft, and damages on or off the water.
Jewelry
Specialized protection for valuable jewelry and luxury items, ensuring peace of mind against theft, damage, or loss.
Business & Trade
Provides tailored insurance solutions for small to medium enterprises, protecting assets, equipment, and day-to-day operations.
Takaful
Provides Sharia-compliant protection for your home, personal belongings, and lifestyle, covering unforeseen events such as accidents, theft, or natural disasters, giving you peace of mind for what matters most.
For Your Business & Trade
Motor & Fleet
Comprehensive cover for commercial vehicles and entire fleets, keeping your business moving with minimal downtime.
Liability
Safeguards your business against third-party claims for injury, property damage, or negligence, helping manage legal risks.
Electronic Equipment
Protects computers, servers, and specialized electronic equipment against accidental damage, theft, or breakdown.
Takaful
Delivers comprehensive Takaful solutions to safeguard your business assets, operations, and inventory from risks, ensuring continuity, compliance, and protection against financial loss
Perils
Protects your property, assets, and belongings against damage or loss caused by fire, floods, storms, and other unforeseen events
For Your Specialist & Industry
Professional Indemnity
Essential cover for professionals, protecting against claims of negligence, errors, or omissions made while delivering services.
Cybercrime Liability
Shields your business from financial loss due to cyberattacks, fraud, hacking, or data breaches.
Kidnap & Ransom
Provides expert support and financial cover in the event of abduction, extortion, or related threats.
Directors & Officers Liability
Protects company leaders and decision-makers against personal liability claims arising from management actions or decisions.
Medical Malpractice
Covers healthcare professionals against legal claims of negligence, errors in treatment, or medical advice.
Contractors All Risk
Complete protection for construction projects, covering works in progress, materials, equipment, and third-party claims.
Marine
Specialized cover for shipping, cargo, and marine operations, ensuring goods and vessels are protected in transit.
Takaful
Offers tailored Sharia-compliant coverage for specialised assets, industrial equipment, and high-risk operations, protecting against damage, liability, and unforeseen events while supporting sustainable business growth.
