About Us
With over 35 years of experience in the short-term insurance industry, and strong partnerships with some of South Africa’s most trusted insurers, our advisors are experts at ensuring our clients are fully protected when the unexpected occurs.
As a preferred financial services provider, our goal is to offer objective, insightful advice that empowers our clients to make confident financial decisions and achieve lasting prosperity.
With extensive expertise across the financial landscape, we provide clear, practical advice and fully integrated solutions designed to meet every aspect of your financial wellbeing. From comprehensive insurance cover and expert property guidance to strategic wealth management and professional accounting and advisory services, our team delivers a seamless, end-to-end service tailored to your unique needs.
As a Cape Town–based family office, we offer a truly personalised service backed by independent, objective insight and the guidance of our Certified Financial Planner (CFP®) professional. Combined with our accounting and advisory capabilities, our hands – on approach ensures that every client is equipped to manage their finances effectively, protect what matters most, and achieve sustainable, long-term growth.
We take pride in offering a holistic approach — combining bespoke financial planning, property solutions, risk and investment strategies, and in-depth advisory insight — to help our clients protect, grow, and sustain their wealth with confidence.
Our Journey
From Vision to Legacy
Personix Financial Group was founded with a commitment to empowering individuals and businesses through trusted financial guidance. What began as a focused advisory service has grown into a dynamic group specializing in Insurance, Wealth Management, Property, and Accounting & Advisory.
Over the years, the company has built a reputation for integrity, professionalism, and personal service. At the heart of Personix is its leadership — dedicated professionals like Mohamed Dalvie — who bring experience, vision, and a people-first approach to financial solutions.
Today, Personix continues to expand its footprint, helping clients secure their futures with innovative strategies while staying true to its founding values of trust, transparency, and tailored solutions.
P is for Patience, Personal Relationships & Personix.
Protect Today
Insurance that secures current assets.
Plan for Tomorrow
Holistic financial goal-setting.
Peace of Mind
Personal guidance, long-term value.
Who Our Customers Are
We work with a wide range of clients, including:
Small to Medium Enterprises (SMEs)
We support SMEs across South Africa with tailored financial and insurance solutions that help them grow, scale, and protect their operations.
Diverse Industries
From retail and wholesale to engineering, construction, petroleum, consulting, automotive, and medical — we partner with companies in every sector to meet their unique financial needs.
High Net Worth Individuals
Exclusive, customised solutions designed to safeguard wealth, maximise returns, and secure long-term financial freedom.
Family Trusts
Bespoke financial structures crafted to protect generational wealth and provide peace of mind for families and trustees.
Professionals
Packaged solutions tailored to Doctors, Dentists, Lawyers, Engineers, and other professionals who require financial strategies that match their careers.
Middle to Upper Income (LSM 6–10)
Comprehensive cover and financial planning services for South Africans in the middle to upper income brackets, designed to balance security and growth.
Mohamed Dalvie
Managing Director - Personix Financial Group
Mohamed leads Personix Financial Group with a strong foundation in financial strategy and client-focused advisory. He began his career in the financial services sector as an Investment Analyst and joined Personix in 2010 as a Financial Advisor, specialising in Risk and Investment Planning, as well as short-term commercial and personal insurance.
After qualifying as a Certified Financial Planner (CFP®) in 2016, Mohamed expanded his advisory scope to include Provident and Pension Fund solutions for corporate clients, bespoke financial structuring for individuals, and short-term insurance portfolios, including All Risks and Liability cover for medium-sized enterprises.
With a disciplined, analytical approach and a commitment to ethical and transparent financial guidance, Mohamed ensures clients receive strategic, tailor-made solutions designed to protect their assets, optimise financial performance, and support long-term growth.
Gulam Zalgaonkir
Managing Director - Short Term Insurance
As one of the founding members of Personix Financial Group, Gulam has been part of the business since its earliest days. After completing his B.Com degree in 1993, he established a successful career of more than 20 years in the short-term insurance industry, earning recognition for his professional insight and commitment to clients.
With a strong focus on service excellence, the insurance division under Gulam’s guidance specialises in risk assessment, personal and commercial cover structuring, claims support, policy administration, and the implementation of efficient processes that enhance client experience and operational delivery.
Gulam’s expertise in risk management, insurance legislation, and market dynamics has positioned Personix Insurance as a trusted partner within the financial services sector. His strategic thinking and deep industry knowledge have enabled the division to expand its offerings across a wide range of personal and commercial insurance solutions.
Through his loyalty, dedication, and leadership, Personix continues to strengthen its presence in the insurance market—ensuring tailored protection, professional integrity, and long-term confidence for clients and partners
Abdul Parker
Managing Director - Property
Founded in 2016 as a family-owned enterprise, Personix Property Management has grown under Abdul Parker’s leadership into a bespoke property management company known for delivering comprehensive, turnkey solutions tailored to the needs of each client.
With a strong focus on service excellence, the division specialises in tenant and rental management, deposit administration, property marketing, inspections, maintenance coordination, project management, and the implementation of streamlined systems that enhance operational efficiency and client experience.
Abdul’s expertise in market analysis, investment strategy, and property law has positioned Personix Property as a trusted name within the property sector. His forward-thinking approach and deep industry knowledge have enabled the division to expand across residential, commercial, and industrial markets.
Through his guidance, Personix Property continues to grow its presence in property sales, development, and valuation—ensuring value-driven outcomes, professional integrity, and long-term confidence for clients and partners
Tabassum Dalvie
Managing Director - Accounting & Advisory
Tabassum leads the Accounting & Advisory Services division with a strong foundation of academic excellence and professional expertise. After completing her BCom Accounting degree at the University of the Western Cape in 2006, she obtained her Honours in Accounting, qualified as a Chartered Accountant, and further strengthened her credentials with a Higher Diploma in Taxation. Her extensive training forms the basis of her disciplined, strategic approach to financial leadership.
With a focus on accuracy, compliance, and operational efficiency, the division specialises in financial accounting, tax advisory, business structuring, payroll management, compliance oversight, and the development of streamlined financial systems that support clarity and effective decision-making. Tabassum’s technical insight and commitment to service excellence ensure that each client receives solutions tailored to their specific financial needs.
Her expertise in taxation, financial analysis, and advisory strategy has positioned the division as a trusted partner to individuals and businesses seeking long-term stability and sustainable growth. Under her guidance, the Accounting & Advisory Services division continues to strengthen its reputation for professionalism, integrity, and value-driven financial support.
Zaid Tresham
Claims Manager
With a meticulous eye for detail and a strong understanding of insurance operations, Zaid oversees the claims department within Personix’s Short-Term Insurance division. His background in claims assessment, process administration, and client engagement enables him to manage the full claims lifecycle with confidence and precision.
Zaid’s hands-on experience in evaluating losses, coordinating with service providers, and navigating dispute resolution ensures that every claim is handled fairly, efficiently, and with empathy. He is dedicated to maintaining transparent communication, guiding clients through each step of the process, and ensuring they receive the support they need during challenging moments.
His commitment to service excellence and professional integrity has made Zaid an integral part of the division. Through his consistent performance and client-focused approach, he continues to strengthen trust, enhance operational efficiency, and uphold the high standards that define Personix’s insurance services.
Ikraamudien Bray
Professional Valuer
Our Commercial Property Valuation service is conducted by Registered Professional Valuers accredited with the South African Council for the Property Valuers Profession (SACPVP), ensuring every valuation is completed to the highest professional and ethical standards.
As a certified Professional Valuer, Ikraamudien Bray has built a respected career in property valuation and asset assessment. His extensive market knowledge and analytical expertise enable him to deliver accurate, independent, and objective valuations across residential, commercial, and industrial property sectors.
Working closely with the Personix Property division, Ikraam ensures that each valuation is underpinned by integrity, precision, and sound methodology. His commitment to rigorous assessment supports informed decision-making for clients and stakeholders, helping them navigate property transactions and investment strategies with confidence
Ismail Dalvie
Property Sales Agent
Ismail Dalvie is a registered Property Practitioner with the Property Practitioners Regulatory Authority (PPRA), ensuring full compliance with industry standards and ethical practice. With decades of combined team experience and a proven track record of over 400 successful transactions exceeding R500 million in value, he brings deep expertise across residential, commercial, and industrial property markets.
Ismail is known for his bespoke, client-centred approach, taking the time to understand each client’s unique goals. Every transaction is managed with care, precision, and transparency, providing clients with clear, insight-driven guidance throughout the process.
Backed by a strong professional network and solid industry knowledge, Ismail is committed to delivering a seamless and confident experience, helping our clients make informed property decisions that maximise value and long-term success
