Advisory Team

Driven by Founder and Managing Director Mohamed Javed Dalvie, our team is dedicated to helping our clients make sound financial decisions today, that will benefit them in future.

With a staff complement of only 15 employees, we’re a tight-knit team with a common dream – using our expertise to bring you peace of mind. Boasting a collective experience of more than 100 years in the financial services industry, our advisors combine their functional and technical expertise with hands-on experience to deliver an unparalleled service and unique client experience.



After studying towards a B.Proc Law at UCT, Mr Dalvie joined the financial services industry in 1981. Following a move from Old Mutual to Anglo American Life in October 1982, he pursued a successful career in financial planning before going on to start a short-term insurance arm in 1991. Two years later, he co-founded Personix, a fully-fledged brokerage providing short- and long-term insurance services. In his capacity as Principal Financial Advisor, Mr Dalvie draws on 35 years’ experience in the industry to best advise and serve our clients.



B.Com (UWC)

As one of the founding members of Personix, Mr Zalgaonkir has been with the company since inception. After obtaining a B.Com degree in 1993, he has amassed over 20 years’ experience in the short-term insurance industry, and currently serves as a Sales Representative & Key Individual (Short term insurance).


B.Bus Sci (Finance); CFP

Mr Dalvie entered the financial services sector as an Investment Analyst, and joined Personix in 2010 as a Financial Advisor on Risk and Investments, as well as short-term commercial and personal insurance. After qualifying as a Certified Financial Planner in 2016, his focus has shifted to Provident and Pension Funds for various companies, financial structure for individual clients, as well as short-term insurance, including All Risks and Liability insurance, for medium-sized enterprises.


B.Com (UWC)

Having obtained a B.Com degree in Economics and Finance from UWC, Mr Mukuddem is currently studying to become a Certified Financial Planner. With his youthful passion for building strong long-term professional relationships with clients and making a difference in the lives of others, Mr Mukuddem’s focus is on providing short and long-term insurance solutions to individuals.