Short Term Insurance

Our short-term insurance portfolio comprises standard solutions that provide cover for basic individual and business needs, as well as specialised cover for specific industries. Some of our product include:

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    Domestic Building Insurance

    Domestic Building Insurance is designed to protect your most valuable asset- your home. It covers your house against catastrophes such as fire, water, storm and malicious damage. It can also be extended to cover accidental damage to machinery as well as power surge.

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    Domestic Contents Insurance

    Domestic Contents Insurance covers the contents of your home such as household possessions, furniture, clothing and appliances. It can be extended to cover accidental damage and power surge to household items.

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    Motor Insurance

    Motor Insurance covers against accidental loss or damage to your vehicle. It includes theft, hijack, fire and 3rd party liability cover.

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    Motor Traders Insurance

    Motor Traders Insurance is taken out by members of the motor trade industry such as car dealerships, motor repairers, service stations and car wash & valet service. Motor traders consist of both internal and external risks and covers dealership vehicles & customer vehicles while on the dealership floor or away from the premises.

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    Commercial Insurance

    Commercial Insurance provides cover for businesses against potential unforeseen eventualities including fire, theft, property damage, liability business interruption.

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    Marine Insurance

    Marine Insurance covers the loss or damage to ships, cargo, terminals and any transport or cargo by which property is transferred, acquired or held between the points of origin and destination.

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    Contractors All Risk Insurance (CAR)

    Contractors All Risk Insurance provides all risk cover during the construction period for the cost of physical loss or damage on a building site. It can be extended to include loss of income, plant and public liability.

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    Hospitality Insurance

    Hospitality Insurance is a niche product covers the hospitality industry for risks specific to their business, it includes;

    • Tourism: Tour operators, travel agents, tour brokers, shuttles and transfer operators, tourism related travel and transport
    • Accommodation (BnB Sure): Bed & breakfasts, guest houses, self-catering, lodges, boutique hotels, hotels, resorts
    • Entertainment: Restaurants, cafes, recreational facilities, exhibition and function venues, wellness centres, spas, entertainment venues

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    Professional Indemnity Insurance

    Professional Indemnity covers damages, legal costs and expenses incurred in your defence that may be awarded if you have provided inadequate advice, services or design to your client, resulting in your client experiencing a financial loss. We offer PI cover for the following sectors; Health Professionals, Asset Management, Engineering & built Environment, IT & Marketing, Consultants, Attorneys & Accountants.

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    Public & Specialist Liability Insurance

    Public Liability Insurance is vital for any company – protecting you and your employees in the event that you’re found legally responsible for third party property damage or bodily injury caused during the course of business.
    Event Liability Insurance is designed to protect the policy holder against lawsuits, claims made related to bodily injury of others and property damage to the rented premises.